Investments simplified

Whether you're an experienced investor or looking to invest for the first time, OpenMoney are here to help your money grow.

Take our financial health check

Invest in your future, today

We'll ask you some simple questions to see if you're ready to invest. If you are, we'll recommend the right investment products for you. If you're not, we can set you on the right track.

Find out if we could save you money on your current investments - no hassle, no fuss!

Start your transfer review

£1 minimum investment

Low annual fees of 0.53%*

Track your investments 24/7

Take our financial health check

The products we advise on

We offer three investment products. Based on your goals, we'll tell you which products to invest in.

Stocks & Shares ISA

Your money is invested in stocks and shares, which have the potential for higher growth compared to cash savings. It also protects your money from income and capital gains tax.

Personal Pension

A Personal Pension can help you prepare your financial future. Our government approved Pension gives you tax relief on contributions made towards your retirement.

General Investment Account (GIA)

Our GIA offers complete flexibility with your investments and gives you access to your money without restrictions. With no personal allowance, you can invest as much as you like.

Low fees of less than 0.53%*

Personalised financial advice you can trust

Take our financial health check

How it works

We’ll give you a personalised recommendation on whether you should manage, save or invest your money.

1. Take our financial health check

1

We’ll ask you some simple questions about your income and spending to find out where you are financially.

2. Our personalised advice

2

Based on what you tell us, we’ll recommend what you should do to improve your financial situation.

3. The choice is yours

3

Whether we tell you to manage, save or invest your money, we’ll give you the tools to reach your financial goals.

Take our financial health check

Investment FAQs

Our investments FAQs provide a useful guide to help get you started.

How do you invest?

We use something called a passive investment strategy. This means that, unlike some other investment providers, we don’t try to beat the market by swapping and selling our investments regularly. We choose some good quality, low cost funds to build a portfolio with, and we track them against a benchmark. We make minor tweaks, such as swapping a fund or changing the amount customers have invested in a certain type of asset (like a share) from time to time, to keep costs low or manage other risks.

Where do OpenMoney invest?

We invest in assets from all over the world! We want our portfolios to be well diversified, which means we like to have shares and bonds in companies and governments from all over the world. This means that if an event impacts one area of the world, for example an election in the US, or natural disaster in Asia, it shouldn’t have a massive impact on your overall investment.

Can I choose my own investments?

If you choose to invest with OpenMoney, we will advise on which portfolio is right for you, rather than giving you a choice. We offer a range of model portfolios which have a diversified mix of different assets, at a risk level appropriate for you. You don’t have to do anything except provide a few basic details and answer some questions.

View full FAQ's

Friendly and expert support

Live webchat

Our fully trained webchat team are available Monday to Friday, from 9am - 8pm to answer any of your questions.

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Call us

To discuss anything OpenMoney with a member of the team, give us a call Monday to Friday, 9am - 5pm.

Call us on: 0161 204 3200
Email us

Our team will be happy to answer any questions. Get in touch and we'll get back to you within 48 hours.

Send an email >

*Fees correct as of August 16th 2019

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