Why transfer to us

We offer advice on your transfer for free and you’re under no obligation to transfer your investment to us.

How our advisers help you

Other providers

Will let you transfer your investments without advice on what is most suitable for you financially

Don’t provide a comparison to your current investments in order for you to make an informed decision

Don’t tell you about any penalties you may incur if you transfer to a new provider

OpenMoney advice

We create an investment portfolio and a risk profile that is most suited to your preferences and circumstances

We will only ever recommend a transfer to OpenMoney if it’s right for you

We will tell you if we charge less or more than your existing providers and highlight the positives and negatives about your investments

We will tell you how your investment has performed in comparison to our competititors

Other providers

Transfer your investments without advice on what is most suitable for you financially

Don’t provide a comparison to your current investments in order for you to make an informed decision

Don’t tell you about any penalties you may incur if you transfer to a new provider

OpenMoney advice

We create an investment portfolio and a risk profile that is most suited to your preferences and circumstances

We will only ever recommend a transfer to OpenMoney if it’s right for you

We will tell you if we charge less or more than your existing providers and highlight the positives and negatives about your investments

We will tell you how your investment has performed in comparison to our competitors

Investment returns, performance and fees

Each of our portfolios includes a diverse range of low-cost investments to reduce your risk.

Initial investment
Monthly investment
Years
Total invested

Heading

Projected value

If markets perform worse:

If markets perform better:

The projected values show the possible future value of your plan in different market conditions. These are only forecasts and not a reliable indicator of future performance. With investing, your capital is at risk and you could get back less that you put in. Learn more

If you had invested £1,000 on 24/04/17, it would have been worth £1,183.20 on 01/01/22.

If you had invested £1,000 on 24/04/17, it would have been worth £1,338.30 on 01/01/22.

If you had invested £1,000 on 24/04/17, it would have been worth £1,448.60 on 01/01/22.

*The performance figure for 2017 is from 24/04/17 – 31/12/17 which is the date we launched the business to the end of 2017.
The performance shown is net of charges. Portfolios launched on the 24/04/17 and the figures are based on the actual performance of our investment portfolios. Past performance is not an indication of future returns. Source: FE Analytics

Our fees are low so you can keep more of your money

Portfolio 1
Portfolio 2
Portfolio 3
Financial advice
No fee
No fee
No fee
Management fee
0.35%
0.35%
0.35%
Portfolio fee
0.16%
0.15%
0.13%
Total per year
0.51%
0.50%
0.48%
Total cost per £100 invested per year
£0.51
£0.50
£0.48

Financial advice

No fee

Management fee

0.35%

Portfolio fee

0.16%

Total per year

0.51%

Total cost per £100 invested per year

£0.51

Financial advice

No fee

Management fee

0.35%

Portfolio fee

0.15%

Total per year

0.50%

Total cost per £100 invested per year

£0.50

Financial advice

No fee

Management fee

0.35%

Portfolio fee

0.13%

Total per year

0.48%

Total cost per £100 invested per year

£0.48

Use our fees calculator to see how much you’d pay

If you invest:
£
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You'd pay OpenMoney annually*

Calc-amount

Learn more about how our fees work*.

Fees quoted are shown annually, however charged monthly as a percentage of the total value of your Portfolio. The amount you pay will vary depending on the value of your investments across the month.

*0.51% is a representative example, based on the fees associated with Portfolio 1 as at 20/04/2022 based on a 12 month rolling average

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Our advisers review your investments and pensions, so you only transfer if it’s right for you

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Capital at risk

The performance shown is net of charges. Portfolios launched on 24/04/2017 and the performance shown is based on the actual performance of our investment portfolios. Past performance is not an indication of future results.
Source: FE Analytics, as at 01/01/22.

Projected value: this is using the average annualised return of our portfolios from 24/04/17 – 01/01/22.

If markets perform better: this is using the average annualised return of our portfolios from 24/04/17 – 01/01/22 plus 2% each year.

If markets perform worse: this is using the average annualised return of our portfolios from 24/04/17 – 01/01/22 minus 2% each year.

Whilst we have used our past performance data for the projections it is important to note that past performance is not necessarily how the portfolios will perform in the future.

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