Invest knowing it’s right for you

Our advised service makes sure that investing is the most suitable option for you.

Capital at risk

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How advised investments work

Access to experts

If you have any questions about your investment recommendation, our qualfied advisers are here to help.

Low fees

Our total investment fees are currently 0.51% which means you won’t pay more than 51p for every £100 you invest.

A tailored investment

We recommend an ISA, a Pension, a GIA or a combination based on what we learn about you.

Withdraw any time

When you invest with us, your money is never ‘locked-in’. You can withdraw your money for free at any time, not including pensions.

Choose to invest knowing it's your best next step

Free initial advice on your overall financial situation, no strings attached.

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Capital at risk

  • Advice focused on your goal

  • No obligation

  • No upfront costs

Investment returns, performance and fees

Each of our portfolios includes a diverse range of low-cost investments to reduce your risk.

Initial investment
Monthly investment
Years
Total invested

Heading

Projected value

If markets perform worse:

If markets perform better:

The projected values show the possible future value of your plan in different market conditions. These are only forecasts and not a reliable indicator of future performance. With investing, your capital is at risk and you could get back less that you put in. Learn more

If you had invested £1,000 on 24/04/17, it would have been worth £1,183.20 on 01/01/22.

If you had invested £1,000 on 24/04/17, it would have been worth £1,338.30 on 01/01/22.

If you had invested £1,000 on 24/04/17, it would have been worth £1,448.60 on 01/01/22.

*The performance figure for 2017 is from 24/04/17 – 31/12/17 which is the date we launched the business to the end of 2017.
The performance shown is net of charges. Portfolios launched on the 24/04/17 and the figures are based on the actual performance of our investment portfolios. Past performance is not an indication of future returns. Source: FE Analytics

Our fees are low so you can keep more of your money

Portfolio 1
Portfolio 2
Portfolio 3
Financial advice
No fee
No fee
No fee
Management fee
0.35%
0.35%
0.35%
Portfolio fee
0.16%
0.15%
0.13%
Total per year
0.51%
0.50%
0.48%
Total cost per £100 invested per year
£0.51
£0.50
£0.48

Financial advice

No fee

Management fee

0.35%

Portfolio fee

0.16%

Total per year

0.51%

Total cost per £100 invested per year

£0.51

Financial advice

No fee

Management fee

0.35%

Portfolio fee

0.15%

Total per year

0.50%

Total cost per £100 invested per year

£0.50

Financial advice

No fee

Management fee

0.35%

Portfolio fee

0.13%

Total per year

0.48%

Total cost per £100 invested per year

£0.48

Use our fees calculator to see how much you’d pay

If you invest:
£
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You'd pay OpenMoney annually*

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Learn more about how our fees work*.

Fees quoted are shown annually, however charged monthly as a percentage of the total value of your Portfolio. The amount you pay will vary depending on the value of your investments across the month.

*0.51% is a representative example, based on the fees associated with Portfolio 1 as at 20/04/2022 based on a 12 month rolling average

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Personalised advice on your money before you invest

In less than 15 minutes.

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Capital at risk

The performance shown is net of charges. Portfolios launched on 24/04/2017 and the performance shown is based on the actual performance of our investment portfolios. Past performance is not an indication of future results.
Source: FE Analytics, as at 01/01/22.

Projected value: this is using the average annualised return of our portfolios from 24/04/17 – 01/01/22.

If markets perform better: this is using the average annualised return of our portfolios from 24/04/17 – 01/01/22 plus 2% each year.

If markets perform worse: this is using the average annualised return of our portfolios from 24/04/17 – 01/01/22 minus 2% each year.

Whilst we have used our past performance data for the projections it is important to note that past performance is not necessarily how the portfolios will perform in the future.

Ok, got it

Tbc

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