Buying a home is one of the biggest decisions of your life, so naturally there will be lots of questions on your mind. Before applying for a mortgage, you’ll have to think about the type of property you’re looking for, your price range, and how soon you’re looking to move.
Buying a home normally takes between 3 - 6 months but moving times can vary, especially with Covid and the busy property markets. This will depend on who you’re buying from, how many sellers and buyers are connected to your purchase, and how good everyone's mortgage adviser and solicitor are at moving the process forward. If you’ve got any questions or concerns about the timescales for buying a house, you can speak to us any time from when you’re building a deposit, to when you get your keys.
We understand that buying your first home can feel confusing, and sometimes it’s not clear on what you need to pay for, who you need to speak to or what step to take next. That’s why our service is tailored to first time buyers, to help you through the process and make sure you feel confident that you have everything you need to buy your home.
Once you’ve made the decision that you want to buy a home, use our eligibility checker to take a look at what you could afford to borrow with your current circumstances.